Finance Hunt specialises in retirement financial products for homeowners. These include Equity Releases, Lifetime mortgages, conventional mortgages and buy-to-let mortgages. We also have some excellent products for Home reversion.
- Some products can help with tax planning.
- We have lenders that offer finance that involves no monthly payments, some monthly payments or receiving a monthly payment.
- We have rates as low as 3.5%, close to average prime mortgage rates.
- We have lenders that allow you to move house without significant penalties, subject to specific terms and conditions.
- We have lenders with no redemption penalties.
Finance Hunt has access to all the lenders on the main comparison engine sites and other lenders that do not want to be on the comparison sites.
Lloyds Bank Pensioner Finance
For those exploring Lloyds Bank’s options for retirement, a variety of products can help ensure financial security in later life. The Lloyds Retirement Mortgage Rates 2024 offer competitive terms tailored for pensioners. Additionally, landlords may find value in the Lloyds Bank Lifetime Mortgage Buy To Let option, allowing them to leverage property without needing to sell.
Other products like the Lloyds Lifetime Mortgage Drawdown Scheme provide a flexible way to access funds as needed, while Lloyds Equity Release plans offer a path to releasing capital from your home. Those looking for exclusive offers can explore Lloyds Bank Equity Release Best Deals, providing options to suit various financial needs.
For more information, Lloyds’ complete retirement mortgage options are available here.
NatWest Bank Retirement Mortgages and Equity Release
NatWest offers tailored solutions for retirees looking to unlock the value of their homes. The NatWest Equity Release Brokers UK provide expert guidance in selecting the most suitable options, whether you are considering equity release for lifestyle or investment. For those interested in property investment, the NatWest Lifetime Mortgage Buy To Let allows individuals to use their home’s value strategically.
HSBC Bank
HSBC offers various options for homeowners seeking flexibility in retirement. The HSBC Lifetime Mortgage Home Reversion Plan can allow individuals to access equity while retaining a stake in their property. Another option, the HSBC Retirement Mortgage Interest Only, is suitable for those looking for manageable monthly payments. Additionally, HSBC Equity Release From Property offers a way to access cash directly from the property’s value.
Nationwide Building Society Equity Release and Retirement Mortgages for September 2024
Nationwide provides innovative solutions for those looking to manage their finances in retirement. The Nationwide Building Society Later Life Mortgages cater to various financial needs, allowing homeowners to use equity as a financial tool. Nationwide also offers Nationwide Building Society Equity Release options designed to give retirees peace of mind and financial stability.
Age-Based Equity Release Plans – Halifax Pensioner Mortgages
For individuals under 55, Halifax provides unique ways to unlock home equity, even for younger homeowners. The Releasing Equity On My House option offers a path to early access to home value. Halifax also supports Equity Release Under 55, an attractive solution for those seeking liquidity without selling their property.
Santander Equity Release Products
In September 2024, Santander will offer a range of attractive Santander Equity Release products designed to meet the diverse needs of retirees. These plans provide an opportunity to enjoy a secure retirement with flexible options to suit different lifestyles.
Call Finance Hunt in Putney, London, on
02074953523
Can you get a mortgage if you are a pensioner?
Yes, as long as you have the personal income.
Can you get a mortgage at 70 years of age?
Yes, it’s no problem if you can prove the income and you have a good credit history.
Can I get a mortgage at 65 years of age?
Yes, lots of lenders will lend to 65 and over
How much can I borrow on a retirement interest only mortgage?
You can borrow 75% of your properties value
What mortgages can a pensioner get?
The mortgages are very similar to those that younger people can qualify for.
Is it easy for a pensioner to get a mortgage?
Yes, subject to your credit score and stability of income.
Are there mortgages for older first-time buyers?
Yes, as long as you have a right-sized deposit and good income.
Are there mortgages for retired police officers?
Yes, Finance Hunt can help.
Can you get a mortgage if you are a pensioner?
Yes, it is easy as long as the pensioner has enough income.
Can you get a mortgage at 70 years of age?
Yes, you can get a RIO mortgage.
Can I get a mortgage at 65 years of age?
Yes, you must have enough personal income, just like a mortgage for younger people.
How much can I borrow on a retirement interest-only mortgage?
You can borrow up to 70% of the value of your home.
What mortgages can a pensioner get?
They can get RIO mortgages and Lifetime mortgages. These are very different products, as one has a monthly payment, and one does not.
Is it easy for a pensioner to get a mortgage?
Yes, as long as the pensioner has a good income and clean credit.
Are there mortgages for older first-time buyers?
Yes, and the good news is the rates are very similar to those for younger people.
Are there mortgages for retired police officers?
Yes, as long as the retirement income is enough to support the interest payments, it’s no problem.